91% of Americans Plan to Travel in 2026 — But Should North Charlotte Buyers Stay Home to Buy a House?

As 2026 approaches, travel is clearly top of mind. A recent survey found that 91% of Americans plan to travel this year, with nearly half planning to travel even more than they did in 2025. After years of busy schedules and long workweeks, that makes sense.

But for buyers in the North Charlotte area—especially those hoping to purchase in Concord, Harrisburg, Huntersville, or Kannapolis—this raises an important question: could travel plans be delaying your ability to buy a home?

The Cost of Travel vs. the Cost of Waiting

The average U.S. vacation costs around $2,000 per person. For a couple, a single trip can easily total $4,000 or more. While that may not sound significant on its own, those dollars add up quickly when you’re working toward a down payment.

With home prices in the North Charlotte region continuing to reflect strong demand, having extra savings can make a meaningful difference. Skipping just one or two trips in a year could move you noticeably closer to your goal—or help you stay competitive when the right home hits the market.

Why Cash Flexibility Matters in 2026

The 2026 housing market isn’t about rushing—it’s about readiness. Homes in desirable North Charlotte communities still move quickly when they’re priced well and located in high-demand areas. Buyers who have savings available are often better positioned to:

  • Act confidently when a home checks the right boxes

  • Cover inspections, closing costs, or appraisal gaps

  • Avoid missing opportunities due to timing

Having liquid funds gives you options, and options matter in a market that can shift week to week.

But Vacations Have Value Too

Of course, life isn’t just about numbers. Vacations offer rest, perspective, and memories—especially for families with young kids. The goal isn’t to eliminate travel entirely, but to align your spending with your bigger picture.

Many North Charlotte buyers find balance by:

  • Choosing fewer trips, but making them more intentional

  • Opting for local getaways or regional road trips

  • Planning a “pause year” to focus heavily on saving

There’s no one-size-fits-all answer—only what makes sense for your stage of life.

A Smarter Way to Plan for Homeownership

If buying a home in Concord, Harrisburg, Huntersville, or Kannapolis is part of your 2026 vision, clarity is key. Understanding how lifestyle choices impact your purchasing power can help you move forward with confidence—without feeling like you’re sacrificing everything you enjoy.

The North Charlotte housing market rewards preparation, flexibility, and informed decision-making. Sometimes, small short-term tradeoffs can open the door to long-term stability.

Thinking About Buying or Selling in North Charlotte?

Whether you’re balancing savings goals, lifestyle priorities, or timing the market, having local insight makes all the difference. If 2026 feels like the year for a move, I’m happy to help you map out a plan that fits both your life and your goals.

Source: “91% of Americans Plan To Travel in 2026—but Should You Stay Home To Afford a House?” Realtor.com (Real Estate Advice & Finance section). The article reports that a Marriott Bonvoy survey found 91% of Americans plan to travel in 2026, and explores how travel spending might impact homebuying goals.

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